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Buildings insurance - Choosing the right policy

The right policy is one that will give you the best cover from what is on offer, at the best price. There are basically two types of policy to choose from: sum-insured policies and bedroom-rated policies.
Whichever type of policy you go for, you should make sure that you get new-for-old cover. The alternative is indemnity cover, which is cheaper than new-for-old cover but any claim you make for repairs or rebuilding will be reduces for wear and tear.

 


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