Buildings insurance - Buying your policy

To be sure of getting the best deal, you should get quotes from several different insurers, but before you get quotes, you will need to know:
· What the rebuilding cost of your home is
· When your house was built
· What kind of cover you want: for example, whether you want to be insured for accidental damage
· How much you are prepared to pay towards each claim (bearing in mind that the excess for subsidence claims is usually ten times more than the excess for other sorts of claim).

It can also be useful to know when you last claimed on your buildings insurance in case a no-claims discount is on offer.